Plain language terms for using this website and working with Foreclosure Solutions USA.
Effective Date: May 28, 2025 | Last Updated: May 28, 2025Foreclosure Solutions USA is operated by Caleb Goforth, a licensed North Carolina real estate broker (NCREC) based in Marion, North Carolina. When contacting homeowners about the potential purchase of their property, Caleb acts as a principal and real estate investor — not as a listing agent, buyer’s agent, or fiduciary for the homeowner. If you wish to explore listing your property on the market, that service would be provided separately with full written agency disclosure. We help homeowners facing financial hardship — including foreclosure, missed mortgage payments, probate issues, and tax delinquency — understand and evaluate all of their available options.
Our consultations are always free, confidential, and non-obligatory. We never charge homeowners a fee for our services.
Important: Foreclosure Solutions USA is not a law firm, licensed mortgage servicer, HUD-approved housing counselor, or financial advisory firm. Nothing on this website or in our consultations constitutes legal, financial, or tax advice.
This website is intended for homeowners in North Carolina facing or concerned about foreclosure, individuals seeking information about distressed properties, and property owners interested in a cash offer or assistance. You must be at least 18 years of age to submit a contact form or engage our services.
Your use of this website and submission of a contact form does not create an attorney-client relationship, financial advisory relationship, or any other professional engagement subject to licensing requirements. Any information shared is for general educational purposes only.
If you are facing a foreclosure sale or other legal deadline, you are strongly encouraged to also consult with a licensed North Carolina attorney.
We cannot guarantee any specific result, including stopping or delaying a foreclosure sale, approval of a loan modification, the ability to purchase your property, or any particular timeline. Outcomes depend on many factors outside our control.
Information on this site is provided for general educational purposes and may not reflect the most current legal developments. Always verify important details with a qualified attorney or licensed professional before making decisions based on information from this website.
By submitting a contact form on this website, you consent to be contacted by Foreclosure Solutions USA via phone calls, text messages (SMS), and email at the contact information you provide. You may opt out at any time by replying STOP to any text, or by contacting us directly. Standard message and data rates may apply.
All content on this website — including text, images, logo, and design — is the property of Foreclosure Solutions USA and Caleb Goforth. You may not reproduce, copy, or distribute any content from this site without written permission.
This website may reference or link to third-party resources such as HUD, the NC Foreclosure Prevention Fund, or other government agencies. We are not responsible for the content or accuracy of third-party websites. References to third parties do not constitute an endorsement.
To the fullest extent permitted by law, Foreclosure Solutions USA and Caleb Goforth shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided here. In no event shall our total liability exceed the amount paid for services rendered — which in most cases is zero.
Your use of this website is also governed by our Privacy Policy, which is incorporated by reference into these Terms of Service.
Caleb Goforth is a licensed North Carolina real estate broker. This disclosure is made pursuant to NC Real Estate Commission Rule 58A .0104.
When Caleb contacts you about purchasing your property, he is acting as a principal (buyer/investor), not as your real estate agent. He does not owe you fiduciary duties in that capacity. You are not represented by Caleb Goforth or Foreclosure Solutions USA as your agent unless a separate, written buyer’s agency or listing agreement is executed.
You have the right to be represented by your own independent licensed real estate agent at any time.
Foreclosure Solutions USA has a direct financial interest in purchasing properties at prices favorable to the buyer. While all guidance and education provided is genuinely intended to help you understand your options, you should be aware that:
We strongly encourage you to consult an independent attorney or licensed real estate agent before signing any purchase agreement.
Nothing in these Terms, on this website, or in any consultation with Caleb Goforth constitutes legal or financial advice. You always have the right — and are encouraged — to:
No one at Foreclosure Solutions USA will pressure you to make a decision on any particular timeline.
These Terms of Service are governed by the laws of the State of North Carolina. Any dispute arising under these terms shall be resolved in the courts of McDowell County, North Carolina.
We reserve the right to update these Terms of Service at any time. We will update the "Last Updated" date when changes are made. Continued use of the website after changes constitutes your acceptance of the updated terms.
Questions about these terms? Reach out anytime:
Foreclosure Solutions USA — Operated by Caleb Goforth
Marion, NC (McDowell County)